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Leeds Building Society
Travel Insurance

Just the protection you need when you’re away from home

• Premiums for Annual Multi-Trip Cover start from £66.38.

• Our Annual Multi-Trip Worldwide or European Cover gives you the flexibility to choose a policy which suits your individual needs.

• A number of Single-Trip and Annual Multi-Trip Cover options are available on request.

Whenever you travel on holiday, whether occasionally or frequently, Leeds Building Society will make sure that you've all the extras you need to make your trip as hassle free as possible through our competitive range of travel services.

We’ve a range of travel insurance plans that are flexible to suit your individual or family needs for when you go away. And, when you’ve decided where you’re going, we can supply your travellers cheques and foreign currency through our branches. In addition, with our ‘Extra Travel Services’, you can benefit from discounts on your holidays and travel arrangements.

Leeds Building Society Travel Insurance is simple, one low premium gives you and your family insurance cover to travel anywhere in the world. Whether you’re relaxing in the sun or skiing in the snow, our policy gives you the peace of mind to be able to enjoy your holiday. You’ll find it more cost effective and easier to arrange an annual travel insurance policy with us.

How do I apply?

It couldn’t be easier to apply for Leeds Building Society’s great value Travel Insurance.

TO APPLY NOW CALL 0870 602 4816

Open 8am to 8.30pm Mon-Fri, 9am to 5pm Sat. You can pay by cheque, credit or debit card.

Who can apply for this insurance?

If you are not sure that you are eligible to obtain insurance, please check before applying for cover. You can do this by contacting your local branch, or give our Travel Unit a call on 0870 602 4816. However, if for any reason we cannot satisfy all of your requirements, we will explain why and provide you with enough information for you to make an informed choice about your travel insurance.

Travel Insurance Plans:

We offer three plans so you can cover yourself, you and your partner or you and your family.

Individual cover – You can travel abroad as many times as you like in a year. The policy also provides cover for trips in the UK where overnight accommodation has been pre-booked.

Cover for a couple – If you and your partner (two individuals living at the same address as a couple) take out a policy together, you’ll make savings on your individual insurances. You can travel either separately or together. Remember that most other insurance companies would charge you double the price of individual cover - we don't!

Cover for the whole family – Our family package covers you, a partner and all children under 21 years of age still living at your home. You don’t always have to travel together either – you and your children are also covered individually when travelling alone.

Maximum Age Limits – Travel policy cover is available for people aged up to and including 64 years old at the start date of the policy. Special arrangements can be made for those over 65 - please call 0870 602 4816 quoting ref: 082 for details of single-trip cover.

How can I pay?

There are three convenient ways to pay:

  • By annual direct debit
  • By cheque
  • By credit/debit card

When does cover begin?

The policy starts when we have received your completed application form and the premium (or direct debit instruction form). Annual Travel policies are renewed 12 months from the start date.

Cancellation cover starts from the date you book your trip, or the start date of the policy (whichever is the later). Cover under all other sections starts when you begin your trip and ends when you return home from that trip. The trip start and finish dates must fall within the 12 month period of insurance, to ensure full cover throughout your trip.

If you have any queries regarding the period of cover, please contact the Travel Unit on 0870 602 4816 quoting ref: 082.

Features and Benefits of your Travel Policy

A Feature of the policy is that...
Which means that...
You can take as many trips as you like each year
You don't need to arrange separate insurance for each trip - saving you money and leaving you time to concentrate on other important holiday details, such as tickets, passports and ordering your travel money.
Cover is available for individuals, couples or families
You can select the most cost-effective method of insuring you and/or your family.
Winter sports cover up to 17 days per year
You can take your summer and winter holidays with the peace of mind that cover is provided in an all-inclusive price.
Leeds Building Society Travel Money Service
You can arrange both your travel insurance and travel money in the branch and save both time and money. All travel insurance customers receive a 50% discount on travel money charges.

Summary of Cover

BENEFITS COVERED
UP TO
Holiday cancellations
£3,000
Cutting short your trip
£3,000
Medical expenses
£10 million
Hospital confinement
You will receive £10 for each full 24 hours spent in hospital outside the UK and the country where you normally live.
£450
Personal accident
£10,000
Personal belongings
Single article limit £250 for item, pair or set.
Limit for valuables, cd's and audio tapes is £250.
Limit for golf & sports equipment is £250.
£1,500
Temporary Loss of Personal Belongings
£100
Money
Cash Limit of £200 for each adult and £50 for each child under 16.
£500
Loss of Passport
£250
Personal liability
£2 million
Missed departures
£500
Mugging Benefit
£500
Legal expenses
£10,000
Delayed departures
£25 for each full 12-hour period of delay, up to £100.
Cancellation charges up to £3,000 if you decide to cancel your trip after a 12-hour delay.
£100
Winter Sports Cover - This cover is provided for a total of 17 days in any one period of insurance
(a) Winter sports equipment
£200 if the equipment you lose is hired.
£200 single article limit for any one snowboard, pair of skis, boots or poles.
Up to £350
(b) Winter sports equipment hire
To replace your own lost, stolen or damaged ski equipment.
Up to £200
(c) Ski pack
Lessons, hire, lift pass
Cover the costs of the ski pack that you are unable to use due to injury or illness.
Up to £250
(d) Pisté Closure
Covers the reasonable transport cost to take you to a different resort if the weather prevents you from skiing at the resort you are booked in to.
Up to £300
(e) Avalanche Closure
If your arrival at, or departure from, your resort is delayed due to avalanche, landslide or landslip, you will be covered for reasonable extra travel and accommodation expenses.
Up to £500

Other Important Information

Your duty to provide us with information

You will need to complete an application form for this insurance, and you will be asked if there is any information about the insurance that may affect the insurer's decision to provide insurance. This is sometimes referred to as a "material fact". An example of this would be if you or any persons travelling under the policy have any pre-existing medical conditions specified under the Healthcheck section of this booklet.

If you do not provide the insurance company with all information material to the insurance, and material facts comes to light at a later date, the insurer may refuse a claim made under the policy and/or void the policy from the date that the non-disclosure of information took place.

It is your responsibility to provide complete and accurate information to insurers when you take out your policy, throughout the life of the policy and when you renew your insurance.

If you are not sure about which facts you need to disclose about your travel insurance, you should disclose them anyway.

Confidentiality

All personal data about you will be treated as private and confidential.

We will only use and disclose the information we have about you in the normal course of arranging and administering your insurance and will not disclose any information to any other parties without your consent. Please read the "Use of Personal Information" section of the application form carefully as this section details circumstances when we are allowed to collect and use sensitive data in connection with processing your claim, which you must agree to in order to obtain cover under the policy.

How to make a claim

If you need to make a claim (other than for emergency medical assistance), contact Fortis Insurance on 08701 222 022.

Financial Services Compensation Scheme

In the event that Fortis is unable to meet its liabilities, you may be entitled to compensation from the Financial Services Compensation Scheme. More information can be obtained from Customer Services on 020 7892 7300 or www.fscs.org.uk

Fortis Insurance Limited, Fortis House, Tollgate, Eastleigh, SO53 3YA England. Registered number 354568.

Fortis Insurance is authorised and regulated by the Financial Services Authority. FSA registration number 202039.

DAS Legal Expenses Insurance Company Limited, DAS House, Quayside, Temple Back, Bristol BS1 6NH.

DAS are authorised and regulated by the Financial Services Authority. FSA registration number 202106.

Leeds Building Society is authorised and regulated by the Financial Services Authority. The Society’s FSA registration number is 164992.