Savings and Investments

Savings & Investments

Notice Account & Bonds
Interest Rates and Key Features

Rates correct as at 16 July 2010

Our notice accounts and bonds allow you to invest for the future with regular saving or lump sum investments.

Click the product name or full details icon to see full details of the account.

1 Year Fixed Rate Bond (Issue 61) - Annual Interest Full Details
Investment Gross Rate§ p.a.
/AER†% (Fixed)		 Withdrawal Terms Payment of Interest
£100+
2.50
 No withdrawals are permitted prior to maturity (31 August 2011). Annual:
Interest is paid on maturity (31 August 2011). Interest can either be credited to the account or transferred either to another building society/bank account or to another account held with the Society.
1 Year Fixed Rate Bond (Issue 61) - Monthly Interest Full Details
Investment Rate
(Fixed)		 Withdrawal Terms Payment of Interest
 
£100+
Gross§
AER†
2.25
2.27
 No withdrawals are permitted prior to maturity (31 August 2011). Monthly:
Interest is paid on the last working day of the month. Interest must be transferred either to another building society/bank account or to another account held with the Society.
Notes: Minimum investment and operating balance £100. Maximum investment and operating balance £1,000,000 (£2,000,000 for joint accounts).
2 Year Fixed Rate Bond (Issue 58) - Annual Interest Full Details
Investment Gross Rate§ p.a.
/AER†% (Fixed)		 Withdrawal Terms Payment of Interest
£100,000+
£50,000+
£100+
3.25
3.00
2.50
 Access is limited to withdrawals of up to 25% of your capital investment without notice or loss of interest prior to maturity (31 August 2012) subject to the minimum balance of £100 being maintained. Annual:
Interest is paid annually on 31 August (commencing 31 August 2011) and on maturity (31 August 2012). Interest can either be credited to the account or transferred either to another building society/bank account or to another account held with the Society.
2 Year Fixed Rate Bond (Issue 58) - Monthly Interest Full Details
Investment Rate
(Fixed)		 Withdrawal Terms Payment of Interest
 
£100,000+
£50,000+
£100+
Gross§
AER†
3.00
3.04
2.75
2.79
2.25
2.27
 Access is limited to withdrawals of up to 25% of your capital investment without notice or loss of interest prior to maturity (31 August 2012) subject to the minimum balance of £100 being maintained. Monthly:
Interest is paid on the last working day of the month. Interest must be transferred either to another building society/bank account or to another account held with the Society.
Notes: Minimum investment and operating balance £100. Maximum investment and operating balance £1,000,000 (£2,000,000 for joint accounts).
3 Year Fixed Rate Bond (Issue 59) - Annual Interest Full Details
Investment Gross Rate§ p.a.
/AER†% (Fixed)		 Withdrawal Terms Payment of Interest
£100,000+
£50,000+
£100+
4.00
3.25
2.75
 Access is limited to withdrawals of up to 25% of your capital investment without notice or loss of interest prior to maturity (31 August 2013) subject to the minimum balance of £100 being maintained. Annual:
Interest is paid annually on 31 August (commencing 31 August 2011) and on maturity (31 August 2013). Interest can either be credited to the account or transferred either to another building society/bank account or to another account held with the Society.
3 Year Fixed Rate Bond (Issue 59) - Monthly Interest Full Details
Investment Rate
(Fixed)		 Withdrawal Terms Payment of Interest
 
£100,000+
£50,000+
£100+
Gross§
AER†
3.75
3.82
3.00
3.04
2.50
2.53
 Access is limited to withdrawals of up to 25% of your capital investment without notice or loss of interest prior to maturity (31 August 2013) subject to the minimum balance of £100 being maintained. Monthly:
Interest is paid on the last working day of the month. Interest must be transferred either to another building society/bank account or to another account held with the Society.
Notes: Minimum investment and operating balance £100. Maximum investment and operating balance £1,000,000 (£2,000,000 for joint accounts).
5 Year Fixed Rate Bond (Issue 56) - Annual Interest Full Details
Investment Gross Rate§ p.a.
/AER†% (Fixed)		 Withdrawal Terms Payment of Interest
£100+
3.50
 Access is limited to withdrawals of up to 50% of your capital investment without notice or loss of interest prior to maturity (31 July 2015) subject to the minimum balance of £100 being maintained. Annual:
Interest is paid annually on 31 July (commencing 31 July 2011) and on maturity (31 July 2015). Interest can either be credited to the account or transferred either to another building society/bank account or to another account held with the Society.
5 Year Fixed Rate Bond (Issue 56) - Monthly Interest Full Details
Investment Rate
(Fixed)		 Withdrawal Terms Payment of Interest
 
£100+
Gross§
AER†
3.25
3.30
 Access is limited to withdrawals of up to 50% of your capital investment without notice or loss of interest prior to maturity (31 July 2015) subject to the minimum balance of £100 being maintained. Monthly:
Interest is paid on the last working day of the month. Interest must be transferred either to another building society/bank account or to another account held with the Society.
Notes: Minimum investment and operating balance £100. Maximum investment and operating balance £1,000,000 (£2,000,000 for joint accounts).
5 Year Fixed Rate Bond (Issue 60) - Annual Interest Full Details
Investment Gross Rate§ p.a.
/AER†% (Fixed)		 Withdrawal Terms Payment of Interest
£100,000+
£50,000+
£100+
4.50
4.00
3.50
 Access is limited to withdrawals of up to 25% of your capital investment without notice or loss of interest prior to maturity (31 August 2015) subject to the minimum balance of £100 being maintained. Annual:
Interest is paid annually on 31 August (commencing 31 August 2011) and on maturity (31 August 2015). Interest can either be credited to the account or transferred either to another building society/bank account or to another account held with the Society.
5 Year Fixed Rate Bond (Issue 60) - Monthly Interest Full Details
Investment Rate
(Fixed)		 Withdrawal Terms Payment of Interest
 
£100,000+
£50,000+
£100+
Gross§
AER†
4.25
4.34
3.75
3.82
3.25
3.30
 Access is limited to withdrawals of up to 25% of your capital investment without notice or loss of interest prior to maturity (31 August 2015) subject to the minimum balance of £100 being maintained. Monthly:
Interest is paid on the last working day of the month. Interest must be transferred either to another building society/bank account or to another account held with the Society.
Notes: Minimum investment and operating balance £100. Maximum investment and operating balance £1,000,000 (£2,000,000 for joint accounts).
Leeds Options Bond (Issue 29) - Annual Interest Full Details
Investment Gross Rate§ p.a.
/AER†% (Fixed)		 Withdrawal Terms Payment of Interest
£50,000+
£20,000+
£100+
5.00
3.50
2.75
 One withdrawal can be made without notice or loss of interest prior to maturity (31 July 2011) subject to the minimum operating balance of £100 being maintained. Annual:
Interest is paid on maturity (31 July 2011). Interest can either be credited to the account or transferred either to another building society/bank account or to another account held with the Society.
Leeds Options Bond (Issue 29) - Monthly Interest Full Details
Investment Rate
(Fixed)		 Withdrawal Terms Payment of Interest
 
£50,000+
£20,000+
£100+
Gross§
AER†
4.75
4.85
3.25
3.30
2.50
2.53
 One withdrawal can be made without notice or loss of interest prior to maturity (31 July 2011) subject to the minimum operating balance of £100 is maintained. Monthly:
Interest is paid on the last working day of the month. Interest must be transferred either to another building society/bank or to another account held with the Society.
Notes: This is an investment plan and at least 60% of your total investment must be placed in Aviva's Portfolio, with a maximum of 40% in the Leeds Option Bond. For Leeds Options Bond: minimum investment and operating balance £100 and maximum investment and operating balance £250,000 (£500,000 for joint accounts).
Capital Growth Account 2 - Direct Deposit Option
(Click for full details)		 Full Details
Investment Gross Rate§ p.a.
/AER†% (variable)		 Withdrawal Terms Payment of Interest
£5,000
See Product Details
See Product Details
See Product Details
Notes: Minimum investment and operating balance £5,000. For eligibility, restrictions and full terms and conditions click on the product name or full details icon.
Family+ Account Full Details
Investment Gross Rate§ p.a.
/AER†% (variable)		 Withdrawal Terms Payment of Interest
 
 
 
 
£100+
Bank of England Base Rate less 0.25%
Current
Previous
0.25
0.25
 Instant access and unlimited withdrawals can be made as long as the £100 minimum operating balance is maintained. Annual:
Interest is paid annually on 1 September. Interest can either be credited to the account or transferred either to another building society/bank account or to another account held with the Society.
Notes: Minimum investment and operating balance £100 and a minimum standing order of £20 per month from a non-Leeds Building Society account. Maximum investment and operating balance £100,000 and a maximum standing order of £2,000 per month from a non-Leeds Building Society account.
Family+ Notice Account Full Details
Notice Period Gross Rate§ p.a.
/AER†% (variable)		 Withdrawal Terms Payment of Interest
 
 
 
30 days
 
60 days
 
90 days
 
365 days
Bank of England Base Rate plus:
Current
Previous
+0.10 (0.60)
+0.10 (0.60)
+0.15 (0.65)
+0.15 (0.65)
+0.20 (0.70)
+0.20 (0.70)
+0.50 (1.00)
+0.50 (1.00)
 Withdrawals from each Family+ Notice Account are determined by the notice period you have chosen, either 30, 60, 90 or 365 days or are subject to 30, 60, 90 or 365 days loss of interest on amount withdrawn. Withdrawals are subject to the minimum balance of £20 being maintained. Annual:
Interest is paid annually on 1 September. Interest can either be credited to the account or transferred either to another building society/bank account or to another account held with the Society.
Notes: Minimum investment and operating balance £20 and a minimum internal transfer of £20 per month from the Family+ Instant Account into each linked Family+ Notice Account. Maximum investment and operating balance £25,000 and a maximum internal transfer of £2,000 per month from the Family+ Instant Account into each linked Family+ Notice Account. Only one payment per month allowed into each Family+ Notice Account.
Capital 7 - Annual Interest Full Details
Investment Gross Rate§ p.a.
/AER†% (Fixed)		 Withdrawal Terms Payment of Interest
 
£150,000+
£100,000+
£50,000+
£25,000+
£2,500+
£1+
Current
Previous
1.30
1.40
0.90
1.00
0.50
0.60
0.40
0.50
0.20
0.30
0.15
0.25
 Withdrawals/transfers require seven days written notice and are subject to the minimum balance of £1 being maintained. Immediate withdrawals are subject to seven days loss of interest on the amount withdrawn or transferred. Annual:
Interest is paid annually on 30 April. Interest can be credited to the account or transferred either to another building society/bank account or to another account held with the Society.
Capital 7 - Monthly Interest Full Details
Investment Current Rate Previous Rate Withdrawal Terms Payment of Interest
 
£150,000+
£100,000+
£50,000+
£25,000+
£2,500+
£1+
Gross§
AER†
1.15
1.16
0.75
0.75
0.35
0.35
0.25
0.25
0.10
0.10
0.05
0.05
Gross§
AER†
1.15
1.16
0.70
0.75
0.35
0.35
0.25
0.25
0.10
0.10
0.05
0.05
 Withdrawals/transfers require seven days written notice and are subject to the minimum balance of £1 being maintained. Immediate withdrawals are subject to seven days loss of interest on the amount withdrawn or transferred. Monthly:
Interest is paid on the last working day of the month. Monthly interest must be transferred either to another building society/bank account or to another account held with the Society.
Notes: Minimum investment and operating balance £1. Maximum investment and operating balance £1,000,000 (£2,000,000 for joint accounts).
§ Gross means the rate of interest payable before the deduction of income tax. The tax treatment depends on the individual circumstances of each customer and may be subject to change in the future. † AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.

Leeds Building Society is a member of the Building Societies' Association. The Society is a participant in the Financial Services Compensation Scheme established under the Financial Services and Markets Act 2000. Payments under the Scheme are limited to a maximum of £50,000 or €50,000 (whichever figure is higher on the day of default) of an investor's total shares and/or deposits in a society. Most investors are covered, including individuals and small firms. A small number of categories of shares and deposits are not covered, for example deferred shares - permanent interest bearing shares. Although most shares and deposits are denominated in sterling, all other currencies are covered. Further details are available on request from the Society.

The Society is covered by the Financial Ombudsman Service. We may monitor and/or record your telephone conversation with the Society to ensure consistent service levels (including staff training). The Society's main business is the provision of savings products, mortgages and general insurance. The Society offers some investment products that may be operated through branches and by post and certain products which can be operated by post only.

Leeds Building Society is authorised and regulated by the Financial Services Authority and our registration number is 164992. You can check this on the FSA register by visiting the FSA website at www.moneymadeclear.fsa.gov.uk or by contacting the FSA on 0845 606 1234.

Other taxes or costs may exist that are not paid by Leeds Building Society.

© Leeds Building Society