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  Savings Rates
Home > Savings > Notice Accounts and Bonds Savings Rates

Notice Accounts and Bonds
Interest Rates & Key Product Features

Current variable rates effective as at 22 June 2009
Limited issue rates effective from date shown by product name.
Interest rates are subject to variation.

Our Notice Accounts and Bonds allow you to Invest for for the future with regular saving or lump sum investment.

Click the product name to see full details.


Investment
Gross Rate p.a.§
/AER†%
Withdrawal Terms
Payment of Interest
  
£100,000+
£50,000+
£100+
Current
Previous
3.00
-
2.75
-
2.50
-
Withdrawals of up to 25% of your capital investment is allowed without notice or loss of interest until 31 July 2010.
Annual:
Interest is paid on maturity (31 July 2010). Interest can either be credited to the account or transferred either to another building society/bank account or to another account held with the Society.
Investment
Current
Previous
Withdrawal Terms
Payment of Interest
  
£100,000+
£50,000+
£100+
Gross§
AER†
2.75
2.78
2.50
2.53
2.25
2.27
Gross§
AER†
-
-
-
-
-
-
Withdrawals of up to 25% of your capital investment is allowed without notice or loss of interest until 31 July 2010.
Monthly:
Interest paid last working day of each month. Must be transferred either to another buliding Society/bank or to anohter account held with the Society.
Notes: Minimum balance £100. Maximum balance £1,000,000 per investor (£2,000,000 for joint accounts).


Investment
Gross Rate p.a.§
/AER†%
Withdrawal Terms
Payment of Interest
  
£100,000+
£50,000+
£100+
Current
Previous
3.50
-
3.25
-
3.00
-
Withdrawals of up to 25% of your capital investment is allowed without notice or loss of interest until 31 July 2011.
Annual:
Interest is paid on 31 July (commencing 31 July 2010) and on maturity (31 July 2011). Interest can either be credited to the account or transferred either to another building society/bank account or to another account held with the Society.
Investment
Current
Previous
Withdrawal Terms
Payment of Interest
  
£100,000+
£50,000+
£100+
Gross§
AER†
3.25
3.30
3.00
3.04
2.75
2.78
Gross§
AER†
-
-
-
-
-
-
Withdrawals of up to 25% of your capital investment is allowed without notice or loss of interest until 31 July 2011.
Monthly:
Interest paid last working day of each month. Must be transferred either to another buliding Society/bank or to anohter account held with the Society.
Notes: Minimum balance £100. Maximum balance £1,000,000 per investor (£2,000,000 for joint accounts).


Investment
Gross Rate p.a.§
/AER†%
Withdrawal Terms
Payment of Interest
  
£100,000+
£50,000+
£100+
Current
Previous
4.05
-
3.75
-
3.50
-
Withdrawals of up to 25% of your capital investment is allowed without notice or loss of interest until 31 July 2012.
Annual:
Interest is paid on 31 July (commencing 31 July 2010) and on maturity (31 July 2012). Interest can either be credited to the account or transferred either to another building society/bank account or to another account held with the Society.
Investment
Current
Previous
Withdrawal Terms
Payment of Interest
  
£100,000+
£50,000+
£100+
Gross§
AER†
3.80
3.87
3.50
3.56
3.25
3.30
Gross§
AER†
-
-
-
-
-
-
Withdrawals of up to 25% of your capital investment is allowed without notice or loss of interest until 31 July 2012.
Monthly:
Interest paid last working day of each month. Must be transferred either to another buliding Society/bank or to anohter account held with the Society.
Notes: Minimum balance £100. Maximum balance £1,000,000 per investor (£2,000,000 for joint accounts).


Investment
Gross Rate p.a.§
/AER†%
Withdrawal Terms
Payment of Interest
  
£1,000+
Current
Previous
3.80
-
Withdrawals of up to 25% of your capital investment is allowed without notice or loss of interest until 31 July 2013.
Annual:
Interest is paid on 31 July (commencing 31 July 2010) and on maturity (31 July 2013). Interest can either be credited to the account or transferred either to another building society/bank account or to another account held with the Society.
Investment
Current
Previous
Withdrawal Terms
Payment of Interest
  
£1,000+
Gross§
AER†
3.55
3.61
Gross§
AER†
-
-
Withdrawals of up to 25% of your capital investment is allowed without notice or loss of interest until 31 July 2013.
Monthly:
Interest paid last working day of each month. Must be transferred either to another buliding Society/bank or to anohter account held with the Society.
Notes: Minimum balance £1,000. Maximum balance £100,000 per investor (£200,000 for joint accounts).


Investment
Gross Rate p.a.§
/AER†%
Withdrawal Terms
Payment of Interest
  
£1,000+
Year 1
3.25
Year 2
3.50
Year 3
3.75
Year 4
4.00
Year 5
6.00
  
Overall interest rate over entire term
4.10%
Gross Rate§ / AER†
You can make withdrawals of up to 25% of your initial capital investment without notice or loss of interest until 30 June 2014.
Annual: Interest is calculated daily and is paid annually on 30 June (commencing 30 June 2010) and on maturity (30 June 2014). Can either be credited to the account or transferred either to another building society/bank account or to another account held with the Society.
Investment
Gross Rate p.a.§
/AER†%
Withdrawal Terms
Payment of Interest
  
£1,000+
Gross§
AER†
Year 1
3.00
3.04
Year 2
3.25
3.30
Year 3
3.50
3.56
Year 4
3.75
3.82
Year 5
5.75
5.90
  
Overall interest rate over entire term
3.94 AER†
You can make withdrawals of up to 25% of your initial capital investment without notice or loss of interest until 30 June 2014.
Monthly: Interest is paid on the last working day of each month. Must be transferred either to another building society/bank account or to another account held with the Society
Notes: Minimum balance £1,000. Maximum balance £1,000,000 per investor (£2,000,000 for joint accounts).


Investment
Gross Rate p.a.§
/AER†%
Withdrawal Terms
Payment of Interest
  
£5,000+

From account open date up to 30/11/2009 -
Bank of England Base Rate + 0.50%
(Currently 1.00%)

From 01/12/09 up to 30/09/2010 -
Bank of England Base Rate + 1.75%
(Currently 2.25%)

Rate over entire term 1.72% (Variable)
You can make one withdrawal of up to 25% of your initial capital investment without notice or loss of interest until 30 November 2009. Full instant penalty free access from 1 December 2009 until maturity (30 September 2010).
Annual: Interest is calculated daily and is paid annually on 30 November 2009 and on maturity (30 September 2010). Can either be credited to the account or transferred either to another building society/bank account or to another account held with the Society.
Investment
Gross Rate p.a.§
/AER†%
Withdrawal Terms
Payment of Interest
  
£5,000+

From account open date up to 30/11/2009 -
Bank of England Base Rate + 0.25%
(Currently 0.75% gross/ 0.75%AER)

From 01/12/09 up to 30/09/2010 -


Bank of England Base Rate + 1.50%
(Currently 2.00% gross/ 2.02% AER)

Rate over entire term 1.48% (Variable)
You can make one withdrawal of up to 25% of your initial capital investment without notice or loss of interest until 30 November 2009. Full instant penalty free access from 1 December 2009 until maturity (30 September 2010).
Monthly: Interest is paid on the last working day of each month. Must be transferred either to another building society/bank account or to another account held with the Society
Notes: Minimum balance £5,000. Maximum balance £1,000,000 per investor (£2,000,000 for joint accounts).


Investment
Gross Rate p.a.§
/AER†%
Withdrawal Terms
Payment of Interest
  
£50,000+
£20,000+
£100+
Current
Previous
5.50
-
4.00
-
3.00
-
One withdrawal can be made without notice or loss of interest prior to 31 July 2010 providing the minimum operating balance is maintained.
Annual:
Interest credited on maturity (31 July 2010). Interest can either be credited to the account or transferred either to another building society/bank account or to another account held with the Society.
Investment
Current
Previous
Withdrawal Terms
Payment of Interest
  
£50,000+
£20,000+
£100+
Gross§
AER†
5.25
5.38
3.75
3.82
2.75
2.78
Gross§
AER†
-
-
-
-
-
-
One withdrawal can be made without notice or loss of interest prior to 31 July 2010 providing the minimum operating balance is maintained.
Monthly:
Interest paid last day of each month by direct bank transfer or to another account with the Society.
Notes: Minimum balance £100. Maximum balance £250,000 (£500,000 for joint accounts). This is an investment plan and at least 60% of your total investment must be placed in Aviva's Portfolio, with a maximum of 40% in the Leeds Option Bond


Investment
Gross Rate p.a.§
/AER†%
Withdrawal Terms
Payment of Interest
  
£100+
Current
Previous
0.25
0.75

Instant access and unlimited withdrawals can be made as long as the £100 minimum operating balance is maintained.

Annual:
Paid on 1 September (commencing 1
September 2008) Interest can either be credited to the account or transferred either to another building society/bank account or to another account held with the Society.
Notes: Minimum balance £100. Maximum balance £100,000.


Notice Period
Gross Rate p.a.§
/AER†%
Withdrawal Terms
Payment of Interest
  
30 days
60 days
90 days
365 days
Current
Previous
0.60
1.10
0.65
1.15
0.70
1.20
1.00
1.50

Withdrawals from each Family+ Notice Account are determined by the notice period you have chosen, either 30, 60, 90 or 365 days or are subject to 30, 60, 90 or 365 days loss of interest on amount withdrawn. Withdrawals are subject to the minimum balance of £20 being maintained.
Annual:
Paid on 1 September (commencing 1
September 2008) Interest can either be credited to the account or transferred either to another building society/bank account or to another account held with the Society.
Notes: Minimum balance £20. Maximum balance £25,000.


Investment
Gross Rate p.a.§
/AER†%
Withdrawal Terms
Payment of Interest
  
£150,000+
£100,000+
£50,000+
£25,000+
£2,500+
£1+
Current
Previous
1.40
1.65
1.00
1.25
0.60
0.85
0.50
0.75
0.30
0.55
0.25
0.50
7 days written notice.
Immediate withdrawals are subject to 7 days loss of interest on the amount withdrawn.
Annual:
Interest paid 30 April. Can be credited to account or paid to a bank account or other account with the Society.
Investment
Current
Previous
Withdrawal Terms
Payment of Interest
  
£150,000+
£100,000+
£50,000+
£25,000+
£2,500+
£1+
Gross§
AER†
1.15
1.16
0.75
0.75
0.35
0.35
0.25
0.25
0.10
0.10
0.05
0.05
Gross§
AER†
1.40
1.41
1.00
1.00
0.60
0.60
0.50
0.50
0.30
0.30
0.25
0.25
7 days written notice.
Immediate withdrawals are subject to 7 days loss of interest on the amount withdrawn.
Monthly:
Interest paid last day of each month by direct bank transfer or to another account with the Society.

Important notes

§ Gross means the interest rate payable before the deduction of income tax.

† AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.

Leeds Building Society is a participant in the Financial Services Compensation Scheme established under the Financial Services and Markets Act 2000. Payments under the Scheme are limited to a maximum payment of £50,000, that is 100% of the first £50,000 of an investor’s total shares and/or deposits in a society. Most investors are covered, including individuals and small firms. A small number of categories of shares and deposits are not covered, for example deferred shares – permanent interest bearing shares. Although most shares are denominated in sterling, all other currencies are covered. Further details are available on request from the Society.

Leeds Building Society is authorised and regulated by the Financial Services Authority and our registration number is 164992. The Society is a member off the Financial Ombudsmen Service. The Society subscribes to the Banking Code which establishes minimum standards of good banking practice. A copy of the Code is available on request from your local branch or our Customer Helpline on 0113 225 7777.

Other taxes or costs may exist that are not paid by Leeds Building Society.