
Mortgages
Online Mortgage Rates
Customer Mortgage Range
Rates correct as at 11 February 2010
Products are only available to new borrowers and existing borrowers moving home. Loan To Value... APR... Are all these terms confusing you? Use our Jargon Buster
| 1 Year Fixed Rate up to and including 30 April 2011 | |||
|---|---|---|---|
| Gross Rate (%) | The overall cost for comparison (%) | Maximum Loan To Value (%) | Special Incentives: |
|
2.99
|
5.3 APR
|
65
|
No Higher Lending Charge.
10% capital repayments are allowed each year. Reverts to Bank of England Base Rate + 2.99% until 30 April 2012 and then the Society's Standard Variable Rate for remainder of mortgage term. FREE Standard Valuation up to £335. FREE in-house legal services for re-mortgages. |
| Early Repayment Charges | Early Repayment Charges apply up to and Including | Homecover Discount | Fees |
| Tapered charges of 3/2% of the amount redeemed. | 30/04/2012 | None | Booking Fee: £199¹ |
|
Call our Mortgage Advice Hotline 08450 50 50 62
|
|||
|
¹Booking fee must be paid to the Society on submission of the application and is non refundable.
|
|||
| 1 Year Fixed Rate up to and including 30 April 2011 | |||
|---|---|---|---|
| Gross Rate (%) | The overall cost for comparison (%) | Maximum Loan To Value (%) | Special Incentives: |
|
2.99
|
5.2 APR
|
65
|
No Higher Lending Charge.
10% capital repayments are allowed each year. Reverts to Bank of England Base Rate + 2.99% until 30 April 2013 and then the Society's Standard Variable Rate for remainder of mortgage term. FREE Standard Valuation up to £335. FREE in-house legal services for re-mortgages. |
| Early Repayment Charges | Early Repayment Charges apply up to and Including | Homecover Discount | Fees |
| Tapered charges of 4/3/2% of the amount redeemed. | 30/04/2013 | None | Booking Fee: £199¹ |
|
Call our Mortgage Advice Hotline 08450 50 50 62
|
|||
|
¹Booking fee must be paid to the Society on submission of the application and is non refundable.
|
|||
| 2 Year Fixed Rate up to and including 30 April 2012 | |||
|---|---|---|---|
| Gross Rate (%) | The overall cost for comparison (%) | Maximum Loan To Value (%) | Special Incentives: |
|
3.69
3.99
4.89
5.69
|
5.5 APR
5.5 APR
5.7 APR
5.9 APR
|
60
75
80
85³
|
No Higher Lending Charge.
10% capital repayments are allowed each year. |
| Early Repayment Charges | Early Repayment Charges apply up to and including | Homecover Discount | Fees |
| Tapered charges of 3/2% of the amount redeemed. | 30/04/2012 | 0.24% discount available on this product if you choose to take our Homecover insurance². Call our Mortgage Hotline on 08450 50 50 62 for details. |
Booking Fee: £199¹
Completion Fee for loans up to £500,000: £800
Completion Fee for loans over £500,000: 1% of loan
|
|
Call our Mortgage Advice Hotline 08450 50 50 62
|
|||
|
¹Booking fee must be paid to the Society on submission of the application and is non refundable.
²If you choose to take our Homecover insurance, then an alternative product is available with a 0.24% discount on the rate shown in the "Gross Rate" column. For further details and to take advantage of this discount, call our Mortgage Hotline on 08450 50 50 62. This offer is not available to online applications. ³For mortgages greater than 80% loan to value a maximum loan size of £500,000 applies. |
|||
| Fees Assisted 2 Year Fixed Rate up to and including 30 April 2012 | |||
|---|---|---|---|
| Gross Rate (%) | The overall cost for comparison (%) | MAX Loan To Value (%) | Special Incentives: |
|
4.19
4.49
5.39
6.19 |
5.5 APR
5.5 APR
5.7 APR
5.9 APR |
60
75
80
85³ |
No Higher Lending Charge. FREE Standard Valuation up to £335. FREE in-house legal services for re-mortgages. 10% capital repayments are allowed each year. |
| Early Repayment Charge | Early Repayment Charges apply up to and including | Homecover Discount | Fees |
| Tapered charges of 3/2% of the amount redeemed. | 30/04/2012 | 0.24% discount available on this product if you choose to take our Homecover insurance². Call our Mortgage Hotline on 08450 50 50 62 for details. | Booking Fee: £199¹ |
|
Call our Mortgage Advice Hotline 08450 50 50 62
|
|||
|
¹Booking fee must be paid to the Society on submission of the application and is non refundable.
²If you choose to take our Homecover insurance, then an alternative product is available with a 0.24% discount on the rate shown in the "Gross Rate" column. For further details and to take advantage of this discount, call our Mortgage Hotline on 08450 50 50 62. This offer is not available to online applications. ³For mortgages greater than 80% loan to value a maximum loan size of £500,000 applies. |
|||
| 3 Year Fixed Rate up to and including 31 May 2013 | |||
|---|---|---|---|
| Gross Rate (%) | The overall cost for comparison (%) | Maximum Loan To Value (%) | Special Incentives: |
|
4.49
5.19
5.79
|
5.5 APR
5.7 APR
5.9 APR
|
60
80
85³
|
No Higher Lending Charge.
10% capital repayments are allowed each year. |
| Early Repayment Charge | Early Repayment Charges apply up to and including | Homecover Discount | Fees |
| Tapered charges of 4/3/2% of the amount redeemed. | 31/05/2013 | 0.24% discount available on this product if you choose to take our Homecover insurance². Call our Mortgage Hotline on 08450 50 50 62 for details. |
Booking Fee: £199¹
Completion Fee for loans up to £500,000: £800
Completion Fee for loans over £500,000: 1% of loan
|
|
Call our Mortgage Advice Hotline 08450 50 50 62
|
|||
|
¹Booking fee must be paid to the Society on submission of the application and is non refundable.
²If you choose to take our Homecover insurance, then an alternative product is available with a 0.24% discount on the rate shown in the "Gross Rate" column. For further details and to take advantage of this discount, call our Mortgage Hotline on 08450 50 50 62. This offer is not available to online applications. ³For mortgages greater than 80% loan to value a maximum loan size of £500,000 applies. |
|||
| Fees Assisted 3 Year Fixed Rate up to and including 31 May 2013 | |||
|---|---|---|---|
| Gross Rate (%) | The overall cost for comparison (%) | Maximum Loan To Value (%) | Special Incentives: |
|
4.99
5.69
6.39
|
5.6 APR
5.8 APR
6.0 APR
|
60
80
85³
|
No Higher Lending Charge.
FREE Standard Valuation up to £335. FREE in-house legal services for re-mortgages. 10% capital repayments are allowed each year. |
| Early Repayment Charge | Early Repayment Charges apply up to and including | Homecover Discount | Fees |
| Tapered charges of 4/3/2% of the amount redeemed. | 31/05/2013 | 0.24% discount available on this product if you choose to take our Homecover insurance². Call our Mortgage Hotline on 08450 50 50 62 for details. |
Booking Fee: £199¹
|
|
Call our Mortgage Advice Hotline 08450 50 50 62
|
|||
|
¹Booking fee must be paid to the Society on submission of the application and is non refundable. |
|||
| 5 Year Fixed Rate up to and including 31 May 2015 | |||
|---|---|---|---|
| Gross Rate (%) | The overall cost for comparison (%) | Maximum Loan To Value (%) | Special Incentives: |
|
4.89
|
5.5 APR
|
60
|
No Higher Lending Charge.
10% capital repayments are allowed each year. |
| Early Repayment Charge | Early Repayment Charges apply up to and including | Homecover Discount | Fees |
| Tapered charges of 5/5/4/3/2% of the amount redeemed. | 31/05/2015 | 0.24% discount available on this product if you choose to take our Homecover insurance². Call our Mortgage Hotline on 08450 50 50 62 for details. |
Booking Fee: £199¹
Completion Fee for loans up to £500,000: £1,300
Completion Fee for loans over £500,000: 1% of loan
|
|
Call our Mortgage Advice Hotline 08450 50 50 62
|
|||
|
¹Booking fee must be paid to the Society on submission of the application and is non refundable.
²If you choose to take our Homecover insurance, then an alternative product is available with a 0.24% discount on the rate shown in the "Gross Rate" column. For further details and to take advantage of this discount, call our Mortgage Hotline on 08450 50 50 62. This offer is not available to online applications. ³For mortgages greater than 80% loan to value a maximum loan size of £500,000 applies. |
|||
| 5 Year Fixed Rate up to and including 30 April 2015 | |||
|---|---|---|---|
| Gross Rate (%) | The overall cost for comparison (%) | Maximum Loan To Value (%) | Special Incentives: |
|
5.09
5.94 |
5.6 APR
5.9 APR |
80
85³ |
No Higher Lending Charge. 10% capital repayments are allowed each year. |
| Early Repayment Charge | Early Repayment Charges apply up to and including | Homecover Discount | Fees |
| Tapered charges of 5/5/4/3/2% of the amount redeemed. | 30/04/2015 | 0.24% discount available on this product if you choose to take our Homecover insurance². Call our Mortgage Hotline on 08450 50 50 62 for details. |
Booking Fee: £199¹
Completion Fee for loans up to £500,000: £800
Completion Fee for loans over £500,000: 1% of loan |
|
Call our Mortgage Advice Hotline 08450 50 50 62
|
|||
|
¹Booking fee must be paid to the Society on submission of the application and is non refundable. ²If you choose to take our Homecover insurance, then an alternative product is available with a 0.24% discount on the rate shown in the "Gross Rate" column. For further details and to take advantage of this discount, call our Mortgage Hotline on 08450 50 50 62. This offer is not available to online applications. ³For mortgages greater than 80% loan to value a maximum loan size of £500,000 applies. |
|||
| Fees Assisted 5 Year Fixed Rate up to and including 30 April 2015 | |||
|---|---|---|---|
| Gross Rate (%) | The overall cost for comparison (%) | Maximum Loan To Value (%) | Special Incentives: |
|
5.44
5.59
6.23
|
5.7 APR
5.7 APR
6.0 APR
|
60
80
85³
|
No Higher Lending Charge.
FREE Standard Valuation up to £335. FREE in-house legal services for standard re-mortgages. 10% capital repayments are allowed each year. |
| Early Repayment Charge | Early Repayment Charges apply up to and including | Homecover Discount | Fees |
| Tapered charges of 5/5/4/3/2% of the amount redeemed. | 30/04/2015 | 0.24% discount available on this product if you choose to take our Homecover insurance². Call our Mortgage Hotline on 08450 50 50 62 for details. |
Booking Fee: £199¹
|
|
Call our Mortgage Advice Hotline 08450 50 50 62
|
|||
|
¹Booking fee must be paid to the Society on submission of the application and is non refundable.
²If you choose to take our Homecover insurance, then an alternative product is available with a 0.24% discount on the rate shown in the "Gross Rate" column. For further details and to take advantage of this discount, call our Mortgage Hotline on 08450 50 50 62. This offer is not available to online applications. ³For mortgages greater than 80% loan to value a maximum loan size of £500,000 applies. |
|||
| 2 Year Base Rate Tracker +2.99% up to and including 30 April 2012 | |||
|---|---|---|---|
| Gross Rate (%) | The overall cost for comparison (%) | Maximum Loan To Value (%) | Special Incentives: |
|
3.49
|
5.5 APR
|
75
|
No Higher Lending Charge.
10% capital repayments are allowed each year without penalty. |
| Early Repayment Charges | Early Repayment Charges apply up to and including | Homecover Discount | Completion Fee |
| Tapered charges of 3/2% of the amount redeemed. | 30/04/2012 | None |
Booking Fee: £199¹
Completion Fee for loans up to £500,000: £800
Completion Fee for loans over £500,000: 1% of loan
|
|
Call our Mortgage Advice Hotline 08450 50 50 62
|
|||
|
¹Booking fee must be paid to the Society on submission of the application and is non refundable.
|
|||
| 2 Year Base Rate Tracker +3.49% up to and including 30 April 2012 | |||
|---|---|---|---|
| Gross Rate (%) | The overall cost for comparison (%) | Maximum Loan To Value (%) | Special Incentives: |
|
3.99
|
5.6 APR
|
70
|
No Higher Lending Charge.
Unlimited capital repayments are allowed each year without penalty. |
| Early Repayment Charge | Early Repayment Charges apply up to and including | Homecover Discount | Completion Fee |
| None | None | None |
Booking Fee: £199¹
Completion Fee for loans up to £500,000: £800
Completion Fee for loans over £500,000: 1% of loan
|
|
Call our Mortgage Advice Hotline 08450 50 50 62
|
|||
|
¹Booking fee must be paid to the Society on submission of the application and is non refundable.
|
|||
| Flexible 0.50% 3 Year Discount | |||
|---|---|---|---|
| Gross Rate (%) | The overall cost for comparison (%) | Maximum Loan To Value (%) | Special Incentives: |
4.99 |
5.6 APR |
60 |
No Higher Lending Charge. 10% capital repayments are allowed each year. Flexible features. |
| Early Repayment Charge | Early Repayment Charges apply up to and including | Homecover Discount | Fees |
| Tapered charges of 3/4/3% of the amount redeemed. | First 3 years | None | Booking Fee: £199¹
Completion Fee for loans up to £250,000: £800
Completion Fee for loans between £250,000 and £500,000: 0.5% of loan
Completion Fee for loans over £500,000: 1% of loan |
|
Call our Mortgage Advice Hotline 08450 50 50 62
|
|||
|
¹Booking fee must be paid to the Society on submission of the application
and is non refundable.
|
|||
| 0.50% 2 Year Discount | |||
|---|---|---|---|
| Gross Rate (%) | The overall cost for comparison (%) | Maximum Loan To Value (%) | Special Incentives: |
4.99 |
5.8 APR |
60 |
No Higher Lending Charge 10% capital repayments are allowed each year. |
| Early Repayment Charge | Early Repayment Charges apply up to and including | Homecover Discount | Fees |
| Tapered charges of 3/2% of the amount redeemed. | First 2 years | None | Booking Fee: £199¹
Completion Fee for loans up to £250,000: £800
Completion Fee for loans between £250,000 and £500,000: 0.5% of loan
Completion Fee for loans over £500,000: 1% of loan |
|
Call our Mortgage Advice Hotline 08450 50 50 62
|
|||
|
¹Booking fee must be paid to the Society on submission of the application
and is non refundable.
|
|||
| Buy to Let 3 Year Fixed Rate up to and including 30 April 2013 | |||
|---|---|---|---|
| Gross Rate (%) | The overall cost for comparison is (%) | Maximum Loan To Value (%) | Special Incentives: |
|
5.49
5.79
5.99
|
6.2APR
6.3 APR
6.4 APR
|
60
65
70
|
No Higher Lending Charge.
10% capital repayments are allowed each year. Maximum loan £500,000 |
| Early Repayment Charges | Early Repayment Charges apply up to and including | Homecover Discount | Fees |
| Tapered charges of 4/3/2% of the amount redeemed. | 30/04/2013 | None |
Booking Fee: £199¹
Completion Fee: £1,350
|
|
Call our Mortgage Advice Hotline 08450 50 50 62
|
|||
|
¹Booking fee must be paid to the Society on submission of the application and is non refundable.
|
|||
| Buy to Let 5 Year Fixed Rate up to and including 30 April 2015 | |||
|---|---|---|---|
| Gross Rate (%) | The overall cost for comparison is (%) | Maximum Loan To Value (%) | Special Incentives: |
|
5.69
5.99
6.29
|
6.3 APR
6.4 APR
6.6 APR
|
60
65
70
|
No Higher Lending Charge.
10% capital repayments are allowed each year. Maximum loan £500,000 |
| Early Repayment Charges | Early Repayment Charges apply up to and including | Homecover Discount | Fees |
| Tapered charges of 5/5/4/3/2% of the amount redeemed. | 30/04/2015 | None |
Booking Fee: £199¹
Completion Fee: £1,350
|
|
Call our Mortgage Advice Hotline 08450 50 50 62
|
|||
|
¹Booking fee must be paid to the Society on submission of the application and is non refundable.
|
|||
| Buy to Let Variable Rate | |||
|---|---|---|---|
| Gross Rate (%) | The overall cost for comparison is (%) | Maximum Loan To Value (%) | Special Incentives: |
|
5.79
5.79
|
6.2 APR
6.3 APR
|
60
70
|
Standard Variable Rate plus 0.30% for the term of the mortgage.
Unlimited capital repayments. Maximum loan £500,000. |
| Early Repayment Charges | Early Repayment Charges apply up to and including | Homecover Discount | Fees |
| None | None | None |
Booking Fee: £199¹
Completion Fee (Maximum 60% Loan To Value): £800
Completion Fee (Maximum 70% Loan To Value): £1,350
|
|
Call our Mortgage Advice Hotline 08450 50 50 62
|
|||
|
¹Booking fee must be paid to the Society on submission of the application and is non refundable.
|
|||
| Shared Ownership Fees Assisted 3 Year Fixed Rate up to and including 30 April 2013 (not portable and not available in Scotland) | |||
|---|---|---|---|
| Gross Rate (%) | The overall cost for comparison (%) | Maximum Loan To Value (%) | Special Incentives: |
7.89
|
6.6
|
75
|
No Higher Lending Charge.
FREE standard valuation up to £335. FREE in-house legal services for re-mortgages. 90% of borrower share available. |
| Early Repayment Charges | Early Repayment Charges apply up to and Including | Homecover Discount | Fees |
| Tapered charges of 4/3/2% of the amount redeemed. | 30/04/2013 | None | Booking Fee: £199¹
|
|
Call our Mortgage Advice Hotline 08450 50 50 62
|
|||
|
¹Booking fee must be paid to the Society on submission of the application and is non refundable.
|
|||
| Shared Ownership SVR + 1.15% For 5 Years (not Portable and not available in Scotland) | |||
|---|---|---|---|
| Gross Rate (%) | The overall cost for comparison (%) | Maximum Loan To Value (%) | Special Incentives: |
6.64
|
6.4
|
75
|
No Higher Lending Charge.
£250 cashback. 90% of borrowers share available. |
| Early Repayment Charges | Early Repayment Charges apply up to and Including | Homecover Discount | Fees |
| Tapered charges of 2/3/3/3/2% of the amount redeemed. | First 5 years | None |
Booking Fee: £199¹
Completion Fee for loans up to £500,000: £99
Completion Fee for loans over £500,000: 1% of loan
|
|
Call our Mortgage Advice Hotline 08450 50 50 62
|
|||
|
¹Booking fee must be paid to the Society on submission of the application and is non refundable.
|
|||
| Shared Equity Affordable Housing Fees Assisted 3 Year Fixed Rate up to and including 30 April 2013 (not Portable and not available in Scotland) | |||
|---|---|---|---|
| Gross Rate (%) | The overall cost for comparison (%) | Maximum Loan To Value (%) | Special Incentives: |
7.89 |
6.6 |
90 |
No Higher Lending Charge.
FREE standard valuation up to £335. FREE in-house legal services for re-mortgages. 90% of borrowers share available. |
| Early Repayment Charges | Early Repayment Charges apply up to and Including | Homecover Discount | Fees |
| Tapered charges of 4/3/2% of the amount redeemed. | 30/04/2013 | None | Booking Fee: £199¹ |
|
Call our Mortgage Advice Hotline 08450 50 50 62
|
|||
|
¹Booking fee must be paid to the Society on submission of the application and is non refundable.
|
|||
| Scottish Homestake/ Lift Fees Assisted 3 Year Fixed Rate up to and including 30 April 2013 (not portable and only available in Scotland) | |||
|---|---|---|---|
| Gross Rate (%) | The overall cost for comparison (%) | Maximum Loan To Value (%) | Special Incentives: |
7.99 |
6.6 |
90 |
No Higher Lending Charge.
FREE standard valuation up to £335. FREE in-house legal services for re-mortgages. 90% of borrowers share available. Only available in Scotland |
| Early Repayment Charges | Early Repayment Charges apply up to and Including | Homecover Discount | Fees |
| Tapered charges of 4/3/2% of the amount redeemed. | 30/04/2013 | None | Booking Fee: £199¹ |
|
Call our Mortgage Advice Hotline 08450 50 50 62
|
|||
|
¹Booking fee must be paid to the Society on submission of the application and is non refundable.
Note: Only available for applications in conjunction with the Homestake / Lift scheme. |
|||
| Shared Equity Affordable Housing 5 Year SVR + 1.15% For 5 Years (not Portable and not available in Scotland) | |||
|---|---|---|---|
| Gross Rate (%) | The overall cost for comparison (%) | Maximum Loan To Value (%) | Special Incentives: |
6.64 |
6.4 |
90 |
No Higher Lending Charge.
90% of borrowers share available. £250 cashback. |
| Early Repayment Charges | Early Repayment Charges apply up to and Including | Homecover Discount | Fees |
| Tapered charges of 2/3/3/3/2% of the amount redeemed. | First 5 years | None |
Booking Fee: £199¹
Completion Fee for loans up to £500,000: £99
Completion Fee for loans over £500,000: 1% of loan
|
|
Call our Mortgage Advice Hotline 08450 50 50 62
|
|||
|
¹Booking fee must be paid to the Society on submission of the application and is non refundable.
|
|||
| Scottish Homestake / Lift 5 Year SVR + 1.15% For 5 Years (not Portable and only available in Scotland) | |||
|---|---|---|---|
| Gross Rate (%) | The overall cost for comparison (%) | Maximum Loan To Value (%) | Special Incentives: |
6.64 |
6.4 |
90 |
No Higher Lending Charge.
90% of borrowers share available. £250 cashback. |
| Early Repayment Charges | Early Repayment Charges apply up to and Including | Homecover Discount | Fees |
| Tapered charges of 2/3/3/3/2% of the amount redeemed. | First 5 years | None |
Booking Fee: £199¹
Completion Fee for loans up to £500,000: £99
Completion Fee for loans over £500,000: 1% of loan
|
|
Call our Mortgage Advice Hotline 08450 50 50 62
|
|||
|
¹Booking fee must be paid to the Society on submission of the application and is non refundable.
Note: Only available for applications in conjunction with the Homestake/ Lift scheme. |
|||
| Offset 5 Year Fixed rate up to and including 30 April 2015 | |||
|---|---|---|---|
| Gross Rate (%) | The overall cost for comparison (%) | Maximum Loan To Value (%) | Special Incentives: |
|
5.74²
6.14²
6.44²
|
5.9 APR
6.1 APR
6.2 APR
|
60
80
85
|
No Higher Lending Charge.
10% capital repayments are allowed each year. |
| Early Repayment Charge | Early Repayment Charges apply up to and including | Homecover Discount | Fees |
| Tapered charges of 5/5/4/3/2% of the amount redeemed. | 30/04/2015 | 0.24% discount available on this product if you choose to take our Homecover insurance². Call our Mortgage Hotline on 08450 50 50 62 for details. |
Booking Fee: £199¹
Completion Fee for loans up to £500,000: £800
Completion Fee for loans over £500,000: 1% of loan
|
|
Call our Mortgage Advice Hotline 08450 50 50 62
|
|||
|
¹Booking fee must be paid to the Society on submission of the application and is non refundable.
²If you choose to take our Homecover insurance, then an alternative product is available with a 0.24% discount on the rate shown in the "Gross Rate" column. For further details and to take advantage of this discount, call our Mortgage Hotline on 08450 50 50 62. This offer is not available to online applications. |
|||
| Fees Assisted Offset 5 Year Fixed rate up to and including 30 April 2015 | |||
|---|---|---|---|
| Gross Rate (%) | The overall cost for comparison (%) | Maximum Loan To Value (%) | Special Incentives: |
|
6.19²
6.59²
6.89²
|
6.0 APR
6.2 APR
6.3 APR
|
60
80
85
|
No Higher Lending Charge.
FREE standard valuation up to £335. FREE in-house legal services for re-mortgages. 10% capital repayments are allowed each year without penalty. |
| Early Repayment Charge | Early Repayment Charges apply up to and including | Homecover Discount | Fees |
| Tapered charges of 5/5/4/3/2% of the amount redeemed. | 30/04/2015 | 30/04/2015 | Booking Fee: £199¹ |
|
Call our Mortgage Advice Hotline 08450 50 50 62
|
|||
|
¹Booking fee must be paid to the Society on submission of the application and is non refundable.
²If you choose to take our Homecover insurance, then an alternative product is available with a 0.24% discount on the rate shown in the "Gross Rate" column. For further details and to take advantage of this discount, call our Mortgage Hotline on 08450 50 50 62. This offer is not available to online applications. |
|||
| Offset Variable Rate | |||
|---|---|---|---|
| Gross Rate (%) | The overall cost for comparison (%) | Maximum Loan To Value (%) | Special Incentives: |
5.49 |
5.8 APR |
80 |
No Higher Lending Charge.
Unlimited capital repayments. Flexible Features Daily Interest |
| Early Repayment Charge | Early Repayment Charges apply up to and including | Homecover Discount | Fees |
| None | None | None | Booking Fee: £199¹
Completion Fee for loans up to £500,000: £400
Completion Fee for loans over £500,000: 1% of loan |
|
Call our Mortgage Advice Hotline 08450 50 50 62
|
|||
|
¹Booking fee must be paid to the Society on submission of the application
and is non refundable.
|
|||
| Standard Variable Rate | |||
|---|---|---|---|
| Gross Rate (%) | The overall cost for comparison (%) | Maximum Loan To Value (%) | Special Incentives: |
5.49 |
5.9 APR |
80 |
No Higher Lending Charge.
Unlimited capital repayments. |
| Early Repayment Charge | Early Repayment Charges apply up to and including | Homecover Discount | Fees |
| None | None | None |
Booking Fee: £199¹
|
|
Call our Mortgage Advice Hotline 08450 50 50 62
|
|||
|
¹Booking fee must be paid to the Society on submission of the application and is non refundable.
|
|||
Read our Important Notes
What happens at the end of the Special Product Period?
At the end of the Special Fixed/Tracker/Capped/Discounted period of each product detailed above, your mortgage will revert to our Standard Variable Rate (SVR) applicable at the time (currently 5.49%).
What about Discounted Products?
Some Leeds Building Society mortgages are discounted if Homecover (Buildings and Contents insurance) is also taken out with the society. This is detailed in the "Homecover Discount" column. If available you will receive a 0.24% discount on the interest rate detailed in the "Gross" column.
Re-Mortgaging?
Leeds Building Society can offer a quick and efficient in-house re-mortgage legal service. The cost of this excellent service is £250 in England, Wales, Scotland & Northern Ireland (this service is FREE on certain products). Using our re-mortgage service ensures that your re-mortgage goes through quickly so you can benefit from our product rates sooner. The service includes all re-mortgage fees but additional fees may be payable for extra work, for example, if a new owner is to be added to the deeds. This service is not available on Buy to Let remortgages in Northern Ireland.
Existing Leeds Building Society mortgage customer moving home?
As an existing customer our Loyalty Reward Mortgage Scheme will give you the following great benefits:
- £200 cashback when your mortgage completes as an extra special thank you for keeping your mortgage with the Society.
- Faster application service than regular applications – an offer within 4 working days (if all items of mortgage paperwork are received at application stage).
- Full advice available on all aspects of your mortgage including legal advice, protecting your payments and buildings and contents insurance.
You can rely on us for a hassle free process from a friendly, professional lender you can trust. We are an independent, financially strong institution looking after our members’ interests whilst offering competitive products.
Any Questions?
Please contact your local branch or call us direct on 08450 50 50 62. Lines are open 8am to 8pm seven days a week