Mortgages

Customer Mortgage Range
Rates effective from 12 May 2009

Products are only available to new borrowers and existing borrowers moving home. Loan To Value... APR... Are all these terms confusing you? Use our Jargon Buster

Flexible 3 Year 0.50% Discount
Gross Rate (%)	The overall cost for comparison is APR (%)	MAX Loan To Value (%)	Special Incentives:
4.99	5.6	60	No Higher Lending Charge. 10% capital repayments are allowed each year without penalty. Flexible features. Daily Interest.
Early Repayment Charge	Early Repayment Charge Applies Until	Home Insurance Required Until	Completion Fee
Tapered charges of 3/4/3% of the amount redeemed.	First 3 years	None	Booking Fee: £199¹ Completion Fee Up to £500,000: £800 Completion Fee Over £500,000: 1% of loan
Apply Online	Call our Mortgage Advice Hotline 08450 50 50 62		Apply at your local branch
¹Booking fee must be paid to the Society on submission of the application and is non refundable.

2 Year 0.50% Discount
Gross Rate (%)	The overall cost for comparison is APR (%)	MAX Loan To Value (%)	Special Incentives:
4.99	5.8	60	No Higher Lending Charge 10% capital repayments are allowed each year without penalty.
Early Repayment Charge	Early Repayment Charge Applies Until	Home Insurance Required Until	Completion Fee
Tapered charges of 3/2% of the amount redeemed.	First 2 years	None	Booking Fee: £199¹ Completion Fee Up to £500,000: £800 Completion Fee Over £500,000: 1% of loan
Apply Online	Call our Mortgage Advice Hotline 08450 50 50 62		Apply at your local branch
¹Booking fee must be paid to the Society on submission of the application and is non refundable.

Read our Important Notes

What happens at the end of the Special Product Period?

At the end of the Special Fixed/Tracker/Capped/Discounted period of each product detailed above, your mortgage will revert to our Standard Variable Rate applicable at the time (currently 5.49%).

What about Insurance Discounted Products?

Some Leeds Building Society mortgages are discounted if Home Insurance or building insurance is taken. The discounted rates are shown and included in the “Gross Rate”. If you choose not to take our Home Insurance, then an alternative product is available without the 0.24% discount and 0.24% will be added to the interest rate for the term detailed in the ‘Home Insurance Required Until’ column.

Re-Mortgaging?

Leeds Building Society can offer a quick and efficient in-house re-mortgage legal service. The cost of this excellent service is £250 in England, Wales, Scotland & Northern Ireland (this service is FREE on certain products). Using our re-mortgage service ensures that your re-mortgage goes through quickly so you can benefit from our product rates sooner. The service includes all re-mortgage fees but additional fees may be payable for extra work, for example, if a new owner is to be added to the deeds. (Not available on shared ownership or buy to let).

Existing Leeds Building Society mortgage customer moving home?

As an existing customer our Loyalty Reward Mortgage Scheme will give you the following
great benefits:

• £200 cashback when your mortgage completes as an extra special thank you for keeping your mortgage with the Society.
• Faster application service than regular applications – an offer within 4 working days (If all items of mortgage paperwork are received at application stage).
• Full advice available on all aspects of your mortgage including legal advice, protecting your payments and home and contents insurance.

You can rely on us for a hassle free process from a friendly, professional lender you can trust. We are an independent, financially strong institution looking after our members’ interests whilst offering competitive products.

Any Questions?

Please contact your local branch or call us direct on 08450 50 50 62. Lines are open 8am to 8pm seven days a week